Car loans in Atlanta
A vehicle is not just a means of transporation. A lot of people feel their vehicle is a representation of their personality. The color, power, and a catchy design are a few of the reasons why people decide to purchase a certain vehicle. However, few working class people have the ability to just walk into a car dealership and pay cash outright for a car. Therefore, car loans are there to aid you to purchase a car. But most people don’t have the best credit. That is where we come in. We are justgetmeapproved.com and we help get people connected with lenders. Lenders that work with people that apply for a car loan in Atlanta. Because lets face it, the big banks are not going to extend a loan to someone with bad credit anymore.
Run your credit report prior to applying for a car loan
There seems to be databases to remember just about everything you do anymore. However, people do data entry, and people make mistakes. Mistakes that seem innocent and harmless could damage your credit score. Someone could have entered the wrong account number in their system and applied to your account a late payment. It isn’t also not uncommon for a person with a common name like Jose Torres to have other Jose’s info on their report. As a result of a data entry error. Pull a free credit report online and look it over. Don’t be afraid to question something that looks wrong. For example, if you have never opened a credit card with a certain store, but have an account in your name. Contact them and ask what that is all about. Removing any errors on your credit report will help you when you apply for your car loan.
Do some comparison on the value of the vehicle you want to purchase
Car dealerships don’t give you as they say “rock bottom prices”. Typicall customers show up at the dealership. Walk around looking at the cars. Find one they like. And the stick price is with the range they want to spend. Take it out for a test drive. Then go into the office and buy it. Believing the sticker price is really what the car is worth. Don’t fall for this. Say you live in Atlanta and at Honda they have a car you want. Before you drive right over and buy it. See what Toyota has. You might find a comparable car is over there. After you have decided which car you want to buy. Do yourself a favor. Research online what the car is selling for. You might save $600 on the price of the car because you are knowledgeable walking in the door.
Selecting the lender is the last step
Since you researched what the car is worth and checked out your credit report. All that is left to do now is get approved for loan. This is where we don’t want all your hard work go down the drain. If you go to a car dealership and sit in the sales persons office. They are going to try every trick they have to get you to finance with them. They will earn a commission on your loan in addition to the commission for selling you the car if you finance with them. Which is a big mistake. See just like when you looked around at other dealerships for comparable cars. You need to do the same thing with your lender. Here is a link to a video explaining it. However, no one has the time to sit down and call a bunch of different lenders. So how can you get an idea of what interest rate you could qualify for? Simple, just apply online with justgetmeapproved.com When you apply with us your loan information is securely sent to the network of lenders we work with. Some lenders might decide to pass on it. While others will welcome the opportunity to lend to you. By filling out our one online application. You get the benefit of several lenders contacting you telling you what they can do for you. When lenders compete for your loan that helps keep the interest rate lower.
Unless you would rather be stuck in a sales person office. And be told by the finance manger in the other room what they are going give you for a rate. And you are stressed so you believe them when they say it’s the best rate you’re going to get. We help you remove that entire stressful step of the car buying process. With us is as simple as apply online, pick a lender. Then go get yourself a car! Apply online today!