Auto loans in Riverside
A car is not only a means of transportation. A lot of people believe their vehicle is a reflection of their personality. An exquisite design, power, and colors are some of the reasons, which make people buy cars. But, few working class people have the ability to just strut into a car dealership and just write a check for a vehicle. Therefore, car loans are there to aid you to buy a car. Sadly, a lot of people have a credit score that is really low. That is where we come in. We are justgetmeapproved.com and we help get people connected with lenders. Lenders that work with people that apply for auto loans in Riverside. Because lets face it, the big banks are not going to work with someone with bad credit anymore.
Run your credit report prior to applying for a car loan
Just about everything you do and buy anymore is recorded in some database. People however make mistakes all the time doing data entry. Mistakes that seem innocent and harmless could hurt your credit score. Someone could have entered the wrong account number in their system and entered on your account a late payment. Or you have a common name like Jose Torres and your credit report is reflecting another guys problems? So, go online and pull your credit report for free and look at it. If anything looks wrong question it. For example, if you have never opened a credit card with a certain store, but have an account in your name. Call them and ask what that is all about. Removing any errors on your credit report will help you when you apply for your car loan.
Compare values of the vehicle you are looking to buy
If you think the dealership is going to give you “rock bottom pricing” you’re kidding yourself. Typicall customers show up at the dealership. Walk around looking at the cars. Find one they like. And the stick price is with the range they want to spend. Take it out for a test drive. Then follow the sales person into their office and buy the car. Believing the sticker price is really what the car is worth. Don’t fall for this. Say you live in Riverside and at Honda they have a car you want. Before you drive right over and purchase it. See what Toyota has. You might find a comparable car is over there. After you have decided which car you want to buy. Do yourself a favor. Research online what the car is selling for. You might save $750 on the price of the car because you are well informed walking in the door.
The last step is applying online and selecting the lender
Since you researched what the car is worth and checked out your credit report. The last thing you need to do is get a loan. This is where we don’t want all your hard work go down the drain. If you go to a dealership and sit in the sales persons office. They want you to finance with them. The reason is they earn a commission on the loan on top of the commission for selling you the car if you their in-house financing. Which is a huge mistake. See just like when you looked around at other dealerships for comparable cars. You need to do the same thing with your lender. Here is a link to a video explaining it. Who has the time anymore to call lender after lender? So how can you get a range of what interest rate you could qualify for? Easy, just apply online with justgetmeapproved.com When you apply with us your loan information is securely sent to the network of lenders we work with. Some lenders might decide to pass on it. While others will want an opportunity to lend to you. By filling out our one online application. Several lenders will contact you telling you what they can do for you. That is beneficial to you. When there is competition for your loan that helps keep the interest rate lower.
Unless you would rather be trapped in a sales person office. And be told by the finance manger in the other room what they are going give you for a rate. And you are stressed so you believe them when they say it’s the best rate you’re going to get. We help you remove that entire stressful step of the car buying process. With us is as simple as apply online, pick a lender. Then go get yourself a car! Apply online today!