Auto loans in Corona
A car is not only a means of transportation. Many people feel their vehicle is a reflection of their personality. An exquisite design, power, and color are a few of the reasons, which make people purchase cars. However, few working class people have the means to just strut into a dealership and pay cash outright for a car. So, with that being said car loans are available to help you in picking up a car. But most people don’t have the best credit. That is where we come in. We are justgetmeapproved.com and we help get people connected with lenders. Lenders that work with people that apply for auto loans in Corona. Because gone are the days of the big banks helping the little guy with bad credit get a car loan.
Pull your credit report before applying for a car loan
Just about everything you do and buy anymore is recorded in some database. However, people do data entry, and people make mistakes. Mistakes that seem innocent and harmless could hurt your credit rating. Someone could have entered an incorrect account number in their system and entered on your account a late payment. Or you have a common name like Jose Torres and your credit report is reflecting another guys problems? So, go online and pull your credit report for free and look at it. Don’t be afraid to question something that looks wrong. For example, if you have never opened a credit card with a certain store, but have an account in your name. Contact them and ask what that is all about. Removing any errors on your credit report will help you when you apply for your car loan.
Research values of the vehicle you are looking to buy
Dealerships don’t give you as they say “rock bottom prices”. Usually customers show up at the dealership. Walk around looking at the cars. Find one they like. And the stick price is with the range they want to spend. Take it out for a test drive. Then follow the sales person into their office and buy the car. Not questioning the sticker price at all. Don’t fall for this. Say you live in Corona and at Honda they have a car you want. Before you drive right over and purchase it. See what Toyota has. They might have a similar car over there. After you have decided which car you want to buy. Do yourself a favor. Research online what the car is selling for. You might save $750 on the price of the car because you are knowledgeable walking in the door.
Selecting the lender is the last step
Because you will have checked out your credit report and researched what the car is worth. The final thing you need to do is get a loan. This is where we don’t want all your hard work go to waste. If you go to a dealership and sit in the sales persons office. They are going to use every trick they have to get you to finance with them. They will earn a commission on your loan on top of the commission for selling you the car if you finance with them. Which is a huge mistake. See just like when you looked around at other dealerships for comparable cars. The same thing needs to be done with the lender on your car loan. Here is a link to a video explaining it. Who has the time anymore to call lender after lender? So how can you get a range of what interest rate you could get? Simple, just apply online with justgetmeapproved.com When you apply with us your loan information is securely sent to the network of lenders we work with. Some lenders might decide to pass on it. While others will want an opportunity to lend to you. By filling out our one online application. Several lenders will contact you telling you what they can do for you. That is beneficial to you. When there is competition for your loan that helps keep the interest rate lower.
Unless you would rather be stuck in a sales person office. And be told by the finance manger in the other room what they are going give you for a rate. And you are stressed so you believe them when they say it’s the best rate you’re going to get. We help you remove that entire stressful step of the car buying process. With us is as simple as apply online, pick a lender. Then go get yourself a car! Apply online today!