Auto loans in San Francisco
A car is not only a means of transportation. Many people believe their car is a reflection of their personality. The color, power, and an exquisite design are a few of the reasons why people decide to purchase a certain car. However, few working class people have the means to just walk into a dealership and just write a check for a car. So, with that being said an auto loan in San Francisco is available to help you in picking up a car. Sadly, a lot of people have a credit score that is really low. That is where we come in. We are justgetmeapproved.com and we help get people connected with lenders. Lenders that work with people that apply for an auto loan in San Francisco. Because lets face it, the big banks are not going to work with someone with bad credit any longer.
Prior to you applying for a auto loan check your credit
There seems to be databases to remember just about anything you do anymore. However, people do data entry, and people make mistakes. Mistakes that seem innocent and harmless can damage your credit score. Someone could have entered an incorrect account number in their system and entered on your account a late payment. It isn’t also not uncommon for a person with a common name like Jose Torres to have other Jose’s info on their report. As a result of a data entry error. So, go online and pull your credit report for free and look at it. Don’t be afraid to question something that looks wrong. If an account is open at a store that you have never heard of and are sure you didn’t open it. Call them and ask what that is all about. Removing any errors on your credit report will help you when you apply for your loan.
Do a little research on the value of the car you want to purchase
Dealerships don’t give you as they say “the lowest prices possible”. They are confident people are going to walk up to their lot and find a car that looks nice. Go out for a test drive. Then follow the sales person into their office and buy the car. Not questioning the sticker price at all. Don’t fall for this. Say you live in San Francisco and at Honda they have a car you want. Before you drive over and purchase it. See what Toyota has. You might find a comparable car is over there. After you have decided which car you want to buy. Do yourself a favor. Research online what the car is selling for. You might save $600 on the price of the car because you are more informed walking in the door.
Selecting the lender is the last step
Since you researched what the car is worth and checked out your credit report. All that is left to do now is get approved for loan. This is where we don’t want all your hard work go down the drain. If you go to a auto dealership and sit in the sales persons office. They want you to finance with them. The reason is they earn a commission on the loan on top of the commission for selling you the car if you their in-house financing. Which is a big mistake. See just like when you looked around at other dealerships for comparable cars. The same thing needs to be done with the lender on your car loan. Here is a link to a video explaining it. Who has the time anymore to call lender after lender? So how can you get a range of what interest rate you could get? Simple, just apply online with justgetmeapproved.com When you apply with us your loan information is securely sent to the network of lenders we work with. Some lenders might decide to pass on it. While others will want an opportunity to lend to you. By filling out our single online application. You get the benefit of several lenders contacting you telling you what they can do for you. When there is competition for your loan that helps keep the interest rate lower.
Rather than be stuck in a sales person office going back and forth with the finance manager in the other room.. We help you remove that entire stressful step of the car buying process. With us is as simple as apply online, pick a lender. Then go get yourself a car! Apply online today!